buying a house with no money down in Canada. Might be a bit challenging bit this why we gave come up with different ways you can pay for your down payment when you may be buying a home with no money down in Canada. Programmes that encourage zero-down payment schemes have since shut down in the Canada. One of the few ways you can get a home an pay for you down payment is by accessing loans using gift checks. This is called a gifted payment option. This simply means that a friend of hours is wvisyoung pay the down payment if your home.